Have you ever been shopping and thought to yourself, I’d feel a lot less guilty about purchasing *insert overpriced item* if I got a discount on it? If you have, I have a money-saving hack that will change the game for you. SPC+ is the free and upgraded version of the regular Student Price Card membership. Yup, free AND upgraded. It is available to eligible CIBC student clients. It offers extra contests with bigger prizes, better discounts (for example, SPC+ members get 20% off at The Body Shop, whereas SPC members get 15% off), and exclusive giveaways.  

How do I become an SPC+ member?  

I mentioned that you must be an eligible CIBC student client to get an SPC+ membership, so what does that mean? Well, it’s pretty simple, actually. Just open a CIBC Smart™ Start account! Once you’ve opened the account, you’ll be eligible for a FREE SPC+ membership that you can use for as long as you are a student.   

I’m an SPC+ Member 

Want to share the incredible SPC+ savings with your friends? Once you’re on board, you’ll get a unique referral link. Now, here’s the fun part. Share that link with your pals, family members, or anyone else who doesn’t have a CIBC account yet.  

For every friend you refer who opens an account, you each get $50. So that means if ten friends open an account using your referral code, that’s an easy $500 in your pocket. Oh, and the best part is, you can earn up to $500 every year! Not to mention, those ten friends can become SPC+ members for free, which means more savings for everyone. It’s a win-win.   

Here’s why Gen Zs are choosing CIBC:  

Digital Savviness: CIBC understands that technology needs to be at the forefront of banking. They offer user-friendly digital banking solutions, from mobile apps to online banking, that fit your lifestyle.  

Wide Range of Services: Whether it’s everyday banking, savings, credit cards, or investment options, CIBC has a comprehensive suite of financial services to meet your needs.  

Financial Advice: You can count on CIBC’s expert advice and resources to help you make smart financial decisions and achieve your goals.  


So, what are you waiting for? Don’t miss the opportunity to save you and your friend’s money on your favourite brands AND snag some extra moola for the holiday season. Happy shopping! 

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